Student debt is more than a personal financial challenge, it is a community issue. It is a justice issue. When thousands of Nevadans struggle with loan payments, it affects their ability to buy homes, start families, build savings, support local businesses, and contribute to Nevada’s economy. Policies that expand affordable higher education, strengthen repayment options, and address the broader cost-of-living crisis can help more Nevadans achieve long-term economic stability.

More than 93,000 Nevadans are currently in default on their federal student loans, owing an estimated $2 billion. Overall, nearly 368,000 Nevadans carry student loan debt totaling $13.2 billion.

These aren’t just numbers. They’re teachers, nurses, social workers, small business owners, and young families trying to build a future while facing rising housing costs, inflation, and fewer repayment options.

When people are burdened by overwhelming debt, it becomes harder to buy a home, start a family, save for retirement, or invest in their communities. Student debt doesn’t just affect individuals—it affects Nevada’s economy and the well-being of our communities.

As people of faith, we believe education should open doors, not leave people trapped in a cycle of debt. We need policies that make higher education more affordable, strengthen repayment options, and ensure that working families have a fair opportunity to thrive.

A stronger Nevada is one where education creates opportunity, not lifelong financial hardship.